Home Equity Loans Faq

Home equity loan evasion...can they thieve my other house?
My ex-husband defaulted on a home equity loan that has my designation on it. The house has already been foreclosed on so they are taking us to court. Can they appropriate the new house I own with my boyfriend? No but they can lien any other house you own near the judgment...

Home equity loan for a rental property located contained by Morristown, New Jersey. Purpose: debt consolidation?
I am a landed immigrant in Canada, living contained by Edmonton. I have tried to get a home equity loan on my property located surrounded by Morristown, New Jersey. I have approached several major US-based lenders. I own been refused...

Home equity loan for coup¨¦ purchase?
I am in desperate need of a spanking new car. It is over 10 years old and craps out on me at lowest once a month. I own a townhouse that I bought through a foreclosure deal. I owe 35k on the townhouse and it is worth anywhere from 70k to 75k. Should I...

Home equity loan for credit card debt?
Hi-- It's amazing how quickly you can go from livin' phat to flat broke. My husband and I own $60,000 in home equity mostly from a very colossal down payment about 6 months ago. And presently are about $15,000 in the hole next to credit cards at about 10%. I think taking out a...

Home equity loan for more than sale price?
I'm purchasing a house for $6k. It's a fixer upper, as you can tell from the price. I'll be paying using predominantly cash and some personal loans. The duty assessed value is $25k. With terrible credit but a potential co-signer, I'm wondering what the procedure for getting an equity loan is, and...

Home equity loan if my minor's son label is on the title?
If my minor's son's name is on the title, can I apply for a home equity? How can I sell the house? Do I necessitate approval of my Son's Mom. We are divorced and live in Philadelphia. His legal guardian have to sign for him. Agreed - likely the...

Home equity loan interest is tariff deductible?
I have two mortgages - one for primary residence and one for investment property. I know that interest payment on both loans are rates deductible. But if I get a home equity loan against my primary home to pay sour my high-interest car loan, the interest on this home equity loan is...

Home equity loan lacking income?
I want to start a business. I currently have no job or income, however I own a house thats paid for worth $500,000. I want to get a $100,000 loan to start that business. How do I walk about it without getting ripped rotten? A friend said just suck some equity out...

Home Equity Loan near a stop contract?
I bought a house from my familys estate on a land contract. I owe less than 1/2 of what the house is worth currently. Is it possible to grasp any kind of loan on this .. being that I hold paid off 1/2 of its importance? Such as a home equity loan? I...

Home Equity loan near Co borrower beside low credit ranking?
I applied for a home equity loan but was denied because of debt to income ratio. I reapplied with a co borrower and this doubled the income. My credit evaluation is 720 and the co borrower's is only 600. We both have correct employment history. My question...

Home equity loan near my x and I immediately we are not together?
After 8 long years in this relationship it finally ended after so lots infidelity problems, unfortunatly the loan still stands. I got it for him to help him next to his buisness and to help the family because my credit rack up was slightly better than his. ...

Home Equity Loan next to Life Estate on the Deed?
My parents recently signed the deed of their house over to me near a Life Estate clause added to it so that they will still have a place to live. The intentions were for me to attain a home equity loan in order to build some much needed renovations...

Home Equity Loan next to a FICO of 530?
I have less than 15% equity within my home and need to consolidate some bills. My FICO is right at 530 and I have one behind mortgage payment about 3 months ago. The amount I want is about 10% equity in my home, but can't find a lender feeling like...

Home equity Loan on manufactured home?
I have a new mobile home on an acre and it is totally remunerated for land and all. Why can't I take a loan on it to get a permanent foundation put lower than it? I was told I need a foundation to gain a loan so go figure. LR Try...

Home equity loan online?
Can you get a home equity loan online? And if so what information do you need to submite and how long does it cart to get the loan and how much can you apply for? e loans , i think. i be shocked, i just looked at them once to compare what the loans...

Home equity loan or auto loan?
I am not sure which type of loan to apply for. We have enough equity contained by our house to be able to get a home equity loan but I dont know if that is to say what we should do. I plan on getting a 10,000 loan for 5 years. I...

Home equity loan or home equity row of credit?
Pro's and con's of both. Just curious what people "in the know" own to say. ...you've got to own some (equity) to get some (loan)... The home equity loan process usually will require you to borrow over 35,000 maybe even more... "they" want to go and get...

Home Equity Loan or Mortgage Loan?
I'm buying a second home that will cost me 340K. I am putting down 50% in cash. So adjectives I need to do is finance 170K. If I take a Mortgage., there is a big closing cost, if I get a Home Equity Loan, no closing cost, and low interest (variable) and...

Home equity loan or rank of credit?
I have a house I bought two years ago that I would like to any take out a home equity loan or line of credit against. My credit gain is around 620. What is the best way to go roughly speaking doing this? How long does it take? I've got a 30 year fixed...

Home equity loan or small business loan?
My mortgage is half way compensated off and I want to open? a small business. the start up costs are low so I with the sole purpose need about $15,000. I be thinking about getting a home equity loan for the $15,000 to start up my medical billing business. Do u think I'm going...

Home equity loan or small business loan?
My mortgage is half way salaried off and I want to open a small home base business (**medical billing business**).The start up costs are low so I only need give or take a few $15,000. I was thinking about getting a home equity loan against my coop for the $15,000 to start up my...

Home equity loan proposal for grandparent?
My grandmother has aquired debt in total of $10,000.This is generally due to using credit cards and such to purchase fuel for her home, new oil reservoir, new furnace and several other necessities over the years.She is currently living on a fixed income of 1200. per month.Right now, creditors are harassing her gone and right...

Home Equity Loan Question surrounded by Texas?
First of all, I know that I can only enjoy liens for 80% of the value of my home. I also know that I can only bear out 1 loan a year. I also know that it takes several days to close. Getting that out of the way here is my give somebody the...

Home Equity Loan Question?
I owe nothing on my house its paid sour and in my name. The house its self is worth nearly $35k-$40k. My credit sucks right now and i wanted to know would i be capable of take out a small equity loan out on the house to pay rotten a few of my debts and...

Home equity loan question?
I own a home in Oregon appraised at $378,000. It's paid within full. We want to relocate to Raleigh, NC. On a recent trip we made a offer on a home and it was official, the sale is pending. To purchase this home I am planing to use the equity contained by my paid-off home, pay cash...

Home Equity Loan Question?
Is it a good idea to appropriate money out from my home equity loan first even though I don't need the money yet and place it within a high earning investment vindication? I'ts only a apt idea if your money is secured by a collatoral. That's why your bank is lend you the money. Think about...

Home Equity Loan Question?
My wife and I just purchased a home and paid 55,000 lolly for it. It is completely paid off. I enjoy very poor credit but need to dig up a 25,000 home equity loan for fixing it up. The home appraised at 159,000. Will the banks be more willing to endow with me...

Home Equity Loan Question?
OK heres the deal... I have fruitless credit however i have my own house all compensated for, nothing owed. I need a current car since mine decided to freakin blow up! I tried beside Bank of America to get a home equity line of $25,000... which be the min, and they denied me because of my credit....

Home Equity Loan Questions (GA)?
I just bought a forclosure house for 95,100. It is in correct condtion overall but I need to lay new floors, paint and a few little likelihood and ends. The house just appraised for 125000 the way it is presently. We were hoping to do an equity loan to fix up the house and pay rotten...

Home equity loan rates hoard grill?
If I were to get a house and hold cash to pay it adjectives, does it save more to just remuneration at purchase or do home equity loan? coz I feel like even at hand is some tax savings I still hold to pay more than the cost of the house. loan+interst-tax savings >...

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